Expat Mortgage Broker

UK Expat Mortgage is a specialist mortgage broker catering specifically to expatriates buying property in the UK.

Our service includes options for both short and long-term lending, and we cater specifically to the unique needs of expats. With our professional and tailored approach, we are committed to helping expats secure the best mortgage solutions for their property purchases and refinancing needs.

  • As an expat mortgage broker, we specialise in providing mortgage solutions for non-UK residents buying property in the UK.
  • We have access to banks and specialist lenders that offer mortgage options specifically tailored to expatriates.
  • We compare rates and terms across the market.
  • We are fully independent and have whole of market access.
  • Our service caters to both short and long-term lending needs.
  • We understand the unique challenges expats face when navigating the mortgage market.
  • You can count on us to provide expert advice and assist you in finding the best mortgage solutions for your situation.

Why Choose an Expat Mortgage Broker?

When purchasing a property in the UK as an expat, it can be challenging to navigate the mortgage market.

Expat mortgage lenders can be difficult to find via search engines. And even then, getting a comparison of your options and rates across the market is almost impossible without the specialist software we use.

And finally, managing your application and acting as the middle-man between your lender, solicitors, estate agents, surveyors, vendors and more can be a headache at the best of times.

That’s where an expat mortgage broker like us comes in.

We have extensive knowledge and experience in dealing with the specific needs of expatriate clients. We understand the complexities of foreign currency income verification, non-UK residency, and other unique factors that can affect expat mortgage applications.

Working with an expat mortgage broker also provides the added convenience of having a dedicated professional who will handle all the paperwork and communicate with lenders on your behalf. This can save you valuable time and ensure that your application is submitted correctly and promptly.

Why Choose an Expat Mortgage Broker?

  • Expert advice tailored to the needs of expatriate clients
  • Access to a wide range of mortgage options and competitive rates
  • Guidance throughout the entire application process
  • Convenience of having a dedicated professional handle paperwork and communication with lenders
  • Personalised advice and solutions based on your individual circumstances

As an expat mortgage broker, our priority is to simplify the mortgage process for our clients and ensure they have access to the best mortgage solutions available.

Whether you’re buying an investment buy to let property or looking to remortgage your existing property, we can provide the expertise and guidance you need.

Contact us today for a consultation and let us help you secure the best mortgage solution tailored to your unique circumstances as an expat.

Direct vs. Broker – Applying for an Expat Mortgage

When it comes to applying for an expat mortgage, you have two options: going directly to a lender or working with an expat mortgage broker like us. While both options have their merits, there are distinct advantages to working with a broker that can greatly benefit expatriates looking to navigate the mortgage application process.

Direct ApplicationExpat Mortgage Broker
No intermediaryAccess to a network of competitive lenders
Limited mortgage optionsWide range of mortgage options compared
No expert adviceExpert advice on expat mortgages
Much more communication with lenderBroker acts as intermediary

Expat Mortgage Calculator – Estimating Your Maximum Borrowing

When planning to purchase a property as an expat in the UK, it’s essential to have a clear idea of your borrowing potential. Our Expat Mortgage Calculator is a user-friendly tool that can help you estimate the maximum amount you may be able to borrow for your mortgage, as well as provide an indication of your monthly repayments based on your chosen loan amount and term.

While the Expat Mortgage Calculator provides a useful estimation, it’s important to note that it serves as a guide and should not replace professional advice. Our experienced mortgage associates are available to offer personalised advice and guidance, taking into account your individual circumstances and specific financial objectives. We can help you explore a range of mortgage options and provide expert recommendations tailored to your unique situation.

Contact UK Expat Mortgage

If you’re an expat looking for expert mortgage solutions in the UK, UK Expat Mortgage is here to help. With our tailored approach and extensive knowledge of the expat mortgage market, we can assist you in finding the best mortgage options for your unique needs.

Contact our experienced and friendly mortgage associates today for a consultation. We are dedicated to providing exceptional service and guiding you through the entire mortgage process, ensuring a successful and stress-free experience.

About Us »

How UK Expat Mortgage Can Help

Our Service

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Specialist Expat Mortgage Broker

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Independent, Whole of Market Advice

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Dedicated Support From Expat Specialists

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Complex Income Accepted

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Residential & Buy to Let Options

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Access to High Street Banks, International Building Societies & Specialist Lenders

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We Compare The Market For Every Client

How It Works

Consultation

Book a free call with one of our expat mortgage brokers so we can explore your borrowing potential. We’ll need to know where you’re based, your income situation, and your property aspirations.

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Compare

If you’re eligible, we will compare options from multiple expat lenders, from high street banks to international building societies, to find the best fit for your situation. We are whole of market and fully independent.

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Agreement In Principle

When we’ve found the best terms for you, we’ll present you with your options and provide your Agreement in Principle to solidify your buying position.

Application

We’ll submit your full mortgage application. We do the heavy lifting, keeping it as simple and stress-free for you as we possibly can – and we’ll keep you updated every step of the way.

Completion

Enjoy your new UK property, with the peace of mind that you got the best deal on the market for your mortgage.

Residential Expat Mortgages

​ Borrow from £100k

Up to 85% LTV

 New purchases and refinancing

Complex income accepted

Buy to Let Expat Mortgages

Borrow from £100k

Up to 80% LTV

New BTL purchases and refinancing

Rental income and salary accepted

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