Expat Mortgage Calculator

How It Works

Our calculator is designed to give you a rough indication of how much you could borrow with an expat mortgage, depending on your income and the currency in which you’re earning.

We provide 3 figures: a low, medium, and higher estimate.

  • The lower estimate is a figure we would be confident in securing for you provided that you meet the basic minimum eligibility criteria.
  • The medium estimate is also very achievable, but will depend more greatly on other variables such as your income and employment structure, country of residence and credit history.
  • The higher estimate represents the upper limits of your borrowing potential and may be achievable on a case-by-case basis. This will largely depend on the aforementioned variables, but may also only be achievable via a private bank, which could present a more expensive option.

At UK Expat Mortgage, we can take your application to multiple lenders and package it in the best way possible to ensure you get the maximum borrowing potential available should you need it for your property purchase.

We also negotiate rates on your behalf, and handle your application from start to finish until you own your UK property.

Learn more about us.

How UK Expat Mortgage Can Help

Our Service

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Specialist Expat Mortgage Broker

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Independent, Whole of Market Advice

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Dedicated Support From Expat Specialists

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Complex Income Accepted

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Residential & Buy to Let Options

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Access to High Street Banks, International Building Societies & Specialist Lenders

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We Compare The Market For Every Client

How It Works

Consultation

Book a free call with one of our expat mortgage brokers so we can explore your borrowing potential. We’ll need to know where you’re based, your income situation, and your property aspirations.

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Compare

If you’re eligible, we will compare options from multiple expat lenders, from high street banks to international building societies, to find the best fit for your situation. We are whole of market and fully independent.

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Agreement In Principle

When we’ve found the best terms for you, we’ll present you with your options and provide your Agreement in Principle to solidify your buying position.

Application

We’ll submit your full mortgage application. We do the heavy lifting, keeping it as simple and stress-free for you as we possibly can – and we’ll keep you updated every step of the way.

Completion

Enjoy your new UK property, with the peace of mind that you got the best deal on the market for your mortgage.

Residential Expat Mortgages

​ Borrow from £100k

Up to 85% LTV

 New purchases and refinancing

Complex income accepted

Buy to Let Expat Mortgages

Borrow from £100k

Up to 80% LTV

New BTL purchases and refinancing

Rental income and salary accepted