UK Expat Mortgage is a whole of market, independent mortgage broker, specialising in arranging UK mortgages for expats.
Based in Bristol and serving expats living all over the world, our mortgage brokers have unmatched knowledge of the expat mortgage market.
We help expats secure mortgages in the UK every day – many of whom have struggled to get a mortgage going through their UK bank, or even through their existing mortgage broker they’d used before moving overseas.
It’s a specialist area that requires industry knowledge and relationships with the right lenders. At UK Expat Mortgage, we have a genuine passion for helping expats fulfil their property ambitions in the UK.
Getting a mortgage in the UK as an expat shouldn’t be any more complicated, time-consuming, or expensive than it is for UK residents.
At UK Expat Mortgage, our mission is to make this the reality.
Our vision is to make the expat mortgage market more accessible. Improving transparency on fees and charges for borrowers, and providing the essential ability to compare and contrast options and costs from multiple lenders.
We take the time and care to understand your priorities and needs, and we streamline the mortgage process. That includes working around your time zones and contact preferences.
We are 100% independent, and always will be. This means we look at options from the entire market when comparing rates and terms, putting your best interests first.
All of our advice is regulated by the FCA where required, and our advisers are CeMAP qualified. We believe in building long term relationships with clients who come back to use us time and time again.
Head of Mortgages
Luther is a founder of UK Expat Mortgage and our parent company, Orton Financial.
After working in the industry for a number of years he decided to create his own company, the principle values being focused around fair and honest financial advice.
“Arranging a mortgage isn’t about selling a product. If you provide the best advice, the advice sells itself”.
With significant advisory experience in the expat lending market, Luther has a unique understanding of the challenges faced by expatriate borrowers buying property in the UK.
Senior Mortgage Broker
Louis is a Senior Mortgage Broker at UK Expat Mortgage, advising expats on securing cost-effective mortgages for UK property.
He also works with foreign nationals investing in the British property market, and individuals earning in foreign / multiple currencies.
He brings to the table a wealth of industry knowledge and strong relationships with many of the international building societies that lead the expat lending market.
Finance Executive
Zoe collaborates closely with Louis, providing comprehensive support throughout the entire application process.
With a CeMAP 1 qualification already under her belt, Zoe is committed to achieving full certification, continually enhancing her expertise and dedication
Administrator
As an invaluable asset to our team, Megan plays a pivotal role in supporting Luther with his clients. She ensures a smooth process from the initial inquiry to the completion of the loan.
Megan is also dedicated to her professional growth and is currently working through her qualifications, holding CeMAP 1.