UK Expat Mortgage

We help expats secure mortgages in the UK.
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Our Services

Residential

Mortgages for British expats living abroad buying residential property in the UK

Buy to Let

Buy to Let mortgages for expats looking to invest in the UK property market.

Remortgaging

Remortgaging existing UK property for expats living overseas and earning in foreign currency.

Book a Free Consultation

If you’ve struggled to get a mortgage or agreement in principle from your bank, or even with another mortgage broker, don’t hesitate to get in touch.

Book a free, no-obligation call with our expats to see if you’re eligible for a UK mortgage and how we can help.

Luther has been an extremely diligent and helpful mortgage advisor. He was able to offer advice on mortgaging a property that other advisors had told us was not possible.

J Woodland

Luther took on my remortgaging case despite several complexities (expat living in a higher financial risk country, requiring a loan to purchase property here, through remortgaging my UK house). Luther delivered in every regard, maintaining excellent communication throughout.

Matt H

Louis has been brilliant from moment one. Very personable, kind, knowledgeable and thorough. Working across different time zones was not a problem at all and Louis was always ready to help guide me through any jargon that I had to decipher – he knows what he is talking about!

Nusrath H

Client Stories

Fast Expat Mortgage

Fast Expat Mortgage Approved in Just 4 Working Days

Expat mortgages can present unique challenges, but with the right expertise, even complex cases can be resolved swiftly and efficiently. The Client Our client, a UK national, was in the process of relocating back to the UK from the United States with his family. They had already exchanged...
US Expat Mortgage

Mortgage for Expat in America Buying New Build in the UK

New build properties are particularly popular for expats: they come without the aches and pains of older buildings and require little-to-no-maintenance - ideal for if you’re overseas and not able to easily inspect and repair your property.  But new builds are very competitive when it comes to...
Fast Buy to Let Mortgage for Expat in US

Fast Buy to Let Mortgage for Expat in US

The best mortgage on the market isn’t always the product with the lowest rate. If it comes with legal assist (shared solicitors that significantly reduces costs) and no initial setup fees, a higher rate could actually be cheaper in terms of total cost. It’s something to look out for, particularly...

How It Works

Consultation

Book a free call with one of our expat mortgage brokers so we can understand your situation and explore your borrowing potential. We’ll need to know where you’re based, your income situation, and your property aspirations.

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Compare

If you’re eligible, we will compare options from multiple expat lenders, from high street banks to international building societies, to find the best fit for your situation. We are whole of market and fully independent.

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Agreement In Principle

When we’ve found the best terms for you, we’ll present you with your options and provide your Agreement in Principle to solidify your buying position.

Application

We’ll submit your full mortgage application. We do the heavy lifting, keeping it as simple and stress-free for you as we possibly can – and we’ll keep you updated every step of the way.

Completion

Enjoy your new UK property, with the peace of mind that you got the best deal on the market for your mortgage.

About UK Expat Mortgage

An independent, whole of market, UK expat mortgage broker.

Let’s Work Together