Book a Consultation

 A free, no obligation phone call with an adviser to see if we can help you.

Book Here
;

How It Works

Consultation Call

Book a call with one of our friendly expat mortgage brokers so we can understand your situation and explore your borrowing potential. We’ll need to know where you’re based, your income situation, and your property aspirations.

U

Find Your Match

We’ll go away and search across various expat lenders, from high street banks to international building societies and specialist lenders, to find the perfect fit for your mortgage needs and get you the best rate on the market.

h

Agreement In Principle

If you’re happy, we’ll provide your Agreement in Principle to clearly outline your potential mortgage terms and solidify your position.

Application

We’ll help you submit your full mortgage application with our expert guidance, ensuring all details are meticulously checked.

We Handle the Details

Our team liaises with estate agents, solicitors, and other parties ensuring a smooth process until you have the keys in hand.

Get the Keys

Enjoy your new UK property, with the peace of mind you got the best deal on the market for your mortgage.

Get Started

Testimonials

UK Expat Mortgage were brilliant every step of the way. Fast and friendly service, with an unmatched knowledge of the expat mortgage landscape.

John B

Case Studies

Fast Buy to Let Mortgage for Expat in US

by | May 1, 2024 | Case Studies | 0 Comments

The best mortgage on the market isn’t always the product with the lowest rate. If it comes with legal assist (shared solicitors that significantly reduces costs) and no initial setup fees, a higher rate could actually be cheaper in terms of total cost. It’s something...
Read More

Self Employed Dubai Expat Mortgage With Just One Year’s Accounts

by | May 1, 2024 | Case Studies | 0 Comments

Getting a mortgage in the UK while living in the UAE can be challenging enough. Throw in the fact that you’re self employed with only one year’s trading history and you have a complex gifting arrangement in place on the property, and it becomes almost impossible....
Read More

Complex Buy to Let Mortgage for Expat in Australia

by | May 1, 2024 | Case Studies | 0 Comments

Getting a UK mortgage with foreign currency income can be challenging - especially if that currency is not either Euros or USD. Mortgage lenders apply what’s known in the industry as ‘hair cutting’ to your salary - they slice off a percentage to account for currency...
Read More

£3,000 Saved On Seafarer Mortgage With Poor Credit

by | March 12, 2024 | Case Studies | 0 Comments

Working as a seafarer often means earning in a foreign currency and living outside the UK - two things that most UK mortgage lenders don't particularly like. But if you work with a specialist mortgage broker, you may find you're eligible for very competitive mortgage...
Read More

£1m Mortgage for Self Employed British Expat Living in US

by | March 12, 2024 | Case Studies | 0 Comments

Did you know that self-employed applicants are more likely to be turned down for a mortgage than employed applicants?  This is because lenders often view self-employed income as being more volatile and less reliable than employed income. And when you're also an...
Read More

UK Mortgage for Expat in Singapore Returning to UK

by | March 12, 2024 | Case Studies | 0 Comments

It's very common for British expats living overseas to buy property back in the UK. You might want to invest in a property market you're familiar with via a buy to let, purchase a home for your family to live in while you're working abroad, or buy a new home for when...
Read More