UK Expat Mortgage
An independent, whole of market, UK expat mortgage broker.
We help expats secure mortgages in the UK.
With years of experience and a deep understanding of the unique challenges faced by expatriates looking for property finance, we offer an unparalleled level of service for expats buying UK property.
Our whole-of-market access and independent status means we are not tied to any one lender. We compare the market for every case, and always put our clients’ needs at the forefront of our work.
Whether you are looking for a residential home in the UK or an investment property, we are committed to transparency and excellent service, ensuring you feel confident and supported every step of the way.
If you’ve struggled to get a mortgage or agreement in principle from your bank, even with another mortgage broker, don’t hesitate to get in touch.
We have connections with specialist lenders that offer mortgages to expats where traditional banks and building societies can’t.
Residential Expat Mortgaes
– Borrow from £100k
– Up to 80% LTV
– New purchases and refinancing
– Complex income accepted
Buy to Let Expat Mortgages
– Borrow from £100k
– Up to 75% LTV
– New BTL purchases and refinancing
– Rental income and salary accepted
Who We Can Help
We can help expats living in the below countries buy property in the UK:
How It Works
Consultation Call
Book a call with one of our friendly expat mortgage brokers so we can understand your situation and explore your borrowing potential. We’ll need to know where you’re based, your income situation, and your property aspirations.
Find Your Match
We search across various expat lenders, from high street banks to international building societies and specialist lenders, to find the perfect fit for your mortgage needs.
Agreement In Principle
If you’re happy, we’ll provide your Agreement in Principle to clearly outline your potential mortgage terms and solidify your position.
Application
We’ll help you submit your full mortgage application with our expert guidance, ensuring all details are meticulously checked.
We Handle the Details
Our team liaises with estate agents, solicitors, and other parties ensuring a smooth process until you have the keys in hand.
Get the Keys
Enjoy your new UK property, with the peace of mind you got the best deal on the market for your mortgage.
Testimonials
Luther has been an extremely diligent and helpful mortgage advisor. He was able to offer advice on mortgaging a property that other advisors had told us was not possible.
Luther took on my remortgaging case despite several complexities (expat living in a higher financial risk country, requiring a loan to purchase property here, through remortgaging my UK house). Luther delivered in every regard, maintaining excellent communications throughout.
Louis has been brilliant from moment one. Very personable, kind, knowledgeable and thorough. Working across different time zones was not a problem at all and Louis was always ready to help guide me through any jargon that I had to decipher – he knows what he is talking about!